Desktop / hybrid valuation
No physical property visit. Availability and acceptance depend on the property, financing and lender. It is not the same as an NWWI-validated physical report.
Indicative price: €95 including VAT.
Choose the required report first
Desktop valuation or a physical appraisal?
The lowest price is useful only if the report is suitable for your property and mortgage application. Ask your lender or adviser to confirm this first.
The main differences
Physical NWWI appraisal
A property visit and an independently prepared report, submitted for NWWI validation. Ask your adviser whether this report meets the application requirements.
Indicative price: €650 including VAT and NWWI validation.
Renovation and NHG conditions
NHG allows hybrid valuations in certain quality improvement situations under conditions. The value before improvements is leading and financing limits apply. A general claim that desktop valuation is always prohibited for renovation is incorrect.
If the value after renovation is needed, discuss the required appraisal with your adviser.
Source: NHG conditionsAvoid ordering an unsuitable report
- Ask which report your lender accepts.
- Check the property and financing requirements.
- Confirm the final costs and schedule before assigning the work.