Expertise: Mortgage & Financing

No mortgage without a
validated report.

We arrange the property appraisal that Dutch banks require. Fast, simple, and fully compliant with the latest 2026 lending regulations.

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Ready in under 2 minutes

Fully validated by NWWI

NWWI Mortgage Appraisals in the Netherlands

Strict regulations govern Dutch NWWI appraisal reports. Banks require precise, standardized geological and sustainability data, including detailed foundation risk classifications.

Direct Expert Antwoord

What is the NHG borrowing limit in 2026?
The NHG (National Mortgage Guarantee) limit in 2026 is set at €470,000 for standard residential properties. If you plan to implement energy conservation facilities (verduurzamen), the limit increases to €498,200.
Feitelijk Gecontroleerd

Critical Acceptance Factors

Dutch lenders reject reports that fail to clearly specify potential foundation vulnerabilities or soil-shifting risks. Comprehensive data is crucial to prevent mortgage delays.

Foundation Audit

We meticulously assess foundation integrity in accordance with official foundation ratings.

Energy Saving Value

We calculate the projected value increment resulting from structural thermal or heating upgrades.

Expert Inzicht
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Our proprietary data models demonstrate that appraisals specifically factoring in 'Energy Label Leap' impacts on LTV (Loan-to-Value) unlock an average of €15,000 more borrowing capacity for green home energy improvements compared to standard reports.

Financing Valuation

We go beyond basic dimensions. We compile clear, data-backed reports designed for instant mortgage approval by all lenders.

100% Acceptance

Approved by all Dutch mortgage lenders

Express Delivery

Validated report in hand within 48 hours

Compliant Experts

Fully integrated 2026 foundation audits