The standard NHG limit in 2026 is €470,000. A higher limit of €498,200 applies under conditions for energy-saving measures. This is not your personal borrowing capacity.
Check your own financing
Ask your adviser how the purchase, loan and planned measures fit the applicable conditions.
Order the required report
Confirm the valuation type with the lender before ordering. For a value after renovation, provide plans and quotations.
Useful tools
Open the calculators or build your document checklist. Request an appraisal when you know the report requirement.
Sources
Sources checked on 9 October 2026.